Compliance-first signing for regulated financial workflows.
Identity verification, complete audit trails, and blockchain-anchored document integrity. Built for the scrutiny financial regulators bring.
Common workflows
Every document an examiner might ask for — signed, sealed, and independently verifiable.
Loan origination
Promissory notes, disclosure packages, and closing documents. Sequential routing ensures compliance review before borrower signature.
Account openings
New account agreements, beneficial ownership forms, and CIP documentation — all signed with identity verification.
Advisory agreements
Investment advisory contracts with fee disclosures. Template once for your standard engagement, customize per client.
Regulatory filings
Internal approvals, compliance sign-offs, and attestations with immutable timestamp records.
Insurance applications
Policy applications, beneficiary designations, and disclosure forms signed by applicants from any device.
Wire transfer authorizations
High-value transaction approvals with multi-factor identity verification and IP-logged audit trails.
Regulatory readiness
What examiners look for — and how Zdottedline delivers it.
Identity verification
KBA, SMS OTP, or access codes ensure the person signing is who they claim to be. Verification method is recorded in the audit trail.
Immutable audit trail
Every action — view, sign, download — is logged with timestamp, IP, and user agent. SHA-256 hashed and chained for tamper detection.
7-year document retention
All documents and audit trails retained for a minimum of 7 years. Meets record-keeping requirements across financial regulations.
Encryption at every layer
AES-256 encryption at rest, TLS 1.2+ in transit. Documents stored in AWS with server-side key management. Signed URLs for controlled access.
Signing that satisfies the regulators — and your clients.
Five free envelopes. No credit card. Set up your first loan document workflow today.